I am using Kiva now for over 5 years. Kiva is an organization that helps people in developing country’s to borrow money. You can lend people a small amount off money, that they can use to start a business, for education or to invest in their company. Whenever they pay back you can re-lend your money to another project. So with even a small investment you can over the years help many people. Do good: join Kiva and impact a life too!